Will Claims Raise My Insurance Rate | Should I File a Claim
These are the common questions that often will come up. Should I file a claim? Will filing a claim raise my rates? If you have glass coverage and experience a crack to your windshield you will need to make a claim before the Insurer will pay for the installation of a new windshield (assuming you have full glass coverage). Now in many cases I have found small minor claims like this not to effect your premium or the effect to be minimal. However,... [Read More...]
Insurance Fraud Raises our Rates
Although so many of those who attempt fraud get caught, some will slip through the cracks. What does this mean for the rest of us? You guessed it, our rates are adjusted to make up for these types of loss. I say, “What a crock!” We continue having to pay for the crimes others commit; not only through taxes but through increased insurance rates as well as security systems. When you come to think about it, most insurance policies both... [Read More...]
My Car Was Stolen and Set on Fire
Have you ever had to experience the unique feeling of having your vehicle stolen and left to burn? It’s tough not to take an action like this personal. Someone had no care in the world to stop and think before making these unfortunate choices. In most cases all we can do as citizens is file a police report, file an insurance claim and eventually move on. Sometimes a loss may occur and there isn’t much you can do to influence the Insurance... [Read More...]
