Monsoon Seasons Bring Flood Loss To Arizona
Low-Insurance.org Discusses The Flood LossTake advantage of budget friendly resource and comparison quote system to begin saving today! During the months of May and June, residents of Arizona notice the weater tends to be very dry and warm. However, as july comes around afternoon clouds begin building over the mountain areas of northern Arizona. At this time the skies will begin to release its stored moisture. In Arizona, the monsoon represents the... [Read More...]
When To Involve The Insurance Company – Car Vs Tree, Comprehensive Claims
Car Vs Tree - Comprehensive Claims Today I was browsing pictures and came across this one. This is a picture of the results of a bad wind storm. I don’t exactly know how this happened but I believe the wind blew this tree down and somehow jammed a large tree stump underneath the vehicle which was parked nearby. It doesn’t appear that any major damage was caused to the vehicle by the looks of the picture but how can we tell the extent of the... [Read More...]
What Is Medical Payments Coverage?
Fact: 6,000 Pedestrians Killed Each Year In U.S. Medical payments coverage is a type of medical coverage offered in auto insurance policies. Each state has different requirements as far as auto insurance is concerned. While some states may require you carry this coverage, others may have medical payments coverage an optional coverage. Although medical payments coverage may offer greater flexibility in health care, some find it unnecessary to purchase... [Read More...]
The Risks of a Rodent, Don’t Let A Rat Be The Cause of Your Claim
Mouse at Work Low-insurance.orgIt’s really unknown how many insurance claims are called in each year due to rodent problems. Mice and other rodents can quickly turn your home into a ticking time bomb. One thing a rat may do is chew through electrical wire, and sometimes even plumbing. With chewed up electrical wire or plumbing you may be days away from experiencing a flooded kitchen or even a fire. I remember a couple months back my sister was... [Read More...]
Significant Increase in Specific Auto Claims Becomes Questionable
When it comes to auto claims, insurance companies have a pretty good idea of what kinds are made and how many there should be during a given time period. If there are a lot more specific auto claims being made, that could lead the company to question the validity of those claims. One of the ways that these same companies keep their low car insurance rates available is through the investigation of these claims, so they can stop any fraud that might... [Read More...]
Will Claims Raise My Insurance Rate | Should I File a Claim
These are the common questions that often will come up. Should I file a claim? Will filing a claim raise my rates? If you have glass coverage and experience a crack to your windshield you will need to make a claim before the Insurer will pay for the installation of a new windshield (assuming you have full glass coverage). Now in many cases I have found small minor claims like this not to effect your premium or the effect to be minimal. However,... [Read More...]
Insurance Fraud Raises our Rates
Although so many of those who attempt fraud get caught, some will slip through the cracks. What does this mean for the rest of us? You guessed it, our rates are adjusted to make up for these types of loss. I say, “What a crock!” We continue having to pay for the crimes others commit; not only through taxes but through increased insurance rates as well as security systems. When you come to think about it, most insurance policies both... [Read More...]
My Car Was Stolen and Set on Fire
Have you ever had to experience the unique feeling of having your vehicle stolen and left to burn? It’s tough not to take an action like this personal. Someone had no care in the world to stop and think before making these unfortunate choices. In most cases all we can do as citizens is file a police report, file an insurance claim and eventually move on. Sometimes a loss may occur and there isn’t much you can do to influence the Insurance... [Read More...]