Cheap Auto Insurance in Pennsylvania
The basic Car Insurance Requirements in Pennsylvania are as follows:
Liability Insurance is a minimum requirement and a low cost car insurance option as long as the vehicle is not financed.
The liability Minimums are 15/30/5 (Bodily Injury and Property Damage)
The first 15 represents $15,000, the maximum coverage for one person’s injuries, $30,000 for the total coverage for all injuries sustained in one incident and last but not least $5,000 for the property damage maximum coverage amount.
When looking for the lowest car insurance rates in PA, you must first decide exactly how much coverage you need and then request the same quote from each company. This is easier said than done when calling around for a quote because Agents will generally want to offer additional coverage and/or options. When you shop here, you can request the exact same quote from multiple insurance carriers. This is important if your goal is to get an accurate insurance rate comparison.
Are you a renter or homeowner? You may be able to save a significant amount of money by simply combining multiple lines of insurance coverage with the same insurance company. It’s also recommended you insure multiple cars on the same policy. This will also open you up to additional insurance discounts in Pennsylvania.
Pennsylvania Car Insurance Laws:
Insurance proof is a requirement at registration and of course after an accident.
The First Offense up to a $300 fine, license and registration suspension.
Pennsylvania Drivers may feel free to read some of our latest advice we have provided on our auto insurance main page, just click here.