The basic Car Insurance Requirements in North Carolina are as follows:

Liability Insurance is a minimum requirement and a low cost car insurance option as long as the vehicle is not financed.

The liability Minimums are 30/60/25 (Bodily Injury and Property Damage)
30/60/25 Explained:

The first 30 represents $30,000, the maximum coverage for one person's injuries, $60,000 for the total coverage for all injuries sustained in one incident and last but not least $25,000 for the property damage maximum coverage amount.

North Carolina Car Insurance Laws:
Insurance proof is a requirement at registration and of course after an accident. The First Offense penalty is a $50 fine, 30 day suspension of driver's licence.