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The basic Car Insurance Requirements in Arizona are as follows: Liability Insurance is a minimum requirement and a low cost car insurance option as long as the vehicle is not financed. The liability Minimums are 15/30/10 (Bodily Injury and Property Damage)15/30/10 Broken Down The first 15 represents $15,000, the maximum coverage for one person’s injuries, $30,000 for the total coverage for all injuries sustained in one incident and last but not least $10,000 for the property damage maximum coverage amount. |
Arizona Drivers Information
A few things Drivers in Arizona should know Arizona Drivers Under 18 |
Choosing your liability limits is one of the most important decisions you will face. If you choose to purchase only the state minimum coverage, there are a few things you should know. The state minimum requirements explained above may not be enough to protect you financially in the event of a car accident. The cost of any major injury to a single person most likely will be over the state minimum amount ($15,000). The state minimum property damage for Arizona is also very low ($10,000). If you happen to wreck into a fairly new car and you’re at fault, there’s a good chance the damage caused will exceed the $10,000 state minimum. With only having the state minimum you may run the risk of being sued in these cases. Remember, the main purpose of insurance is not only to help you drive legally, but to help keep you protected financially.
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When it comes to low insurance in Arizona, you want to make sure your are also getting sufficient coverage. There are many ways to save on insurance without having to purchase a low limit policy. Below you will find local Agents who are dedicated to providing you with great coverage as well as a competitive rate within Tucson, Phoenix and surrounding cities. |
Tucson Car Insurance
1. Robert Totsky Insurance: 6050 N. Oracle Rd, Suite A. Tucson, Arizona 85704 Phone 520-750-1166
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Arizona auto insurance news and information:
Arizona Auto Theft
As far as metropolitan areas are concerned, in the year 2006, the greater Phoenix area was ranked 4th for having the highest rate of vehicle thefts on a per capita basis. This figure has not changed since 2004. This is a great piece of information to know when it comes to deciding what type of policy you want to go with.
Arizona Traffic School
Your insurance company may lower your Arizona insurance rate if you take a Defensive driving course. The state of Arizona also allows drivers to take this class once every two years form citation dismissal. The ticket must be a civil moving violation which accesses points against the drivers record. Taking this course is also a great way to stay in the know on Arizona traffic laws.
Cities where you can find a course include Phoenix, Tucson, Mesa, Chandler, Prescott, Glendale, Avondale, Scottsdale, Page, Prescott, Showlow, Surprise and Winslow.
For Phoenix locations call: (602) 297-2200.
For the East Valley call: (480) 857-4000.
For all other locations listed above you can call: 1-866-877-2724
