Zip Code:            Type:     


Cheap Auto Insurance in Arkansas, Basic Liability


Shopping For Arkansas Coverage?

To find the best insurance rates in Arkansas, its best to compare insurance quotes between a variety of insurance agents, brokers and major insurance carriers. We have the quoting tool you need to do all three simultaneously. To begin a comparison quote, enter your zip code above to begin. If you would like to get a quote directly from a local agent, select a nearby city below.

Basic Liability Car Insurance in Arkansas

The basic Car Insurance Requirements in Arkansas are as follows:

Liability Insurance is a minimum requirement and a low cost car insurance option as long as the vehicle is not financed.

The liability Minimums are 25/50/25 (Bodily Injury and Property Damage) 25/50/25 Explained:

The first 25 represents $25,000, the maximum coverage for one person’s injuries, $50,000 for the total coverage for all injuries sustained in one incident and last but not least $25,000 for the property damage maximum coverage amount.

Arkansas Car Insurance Laws:
Insurance proof is a requirement when driving and at registration. The First Offense Penalty is a $250 fine.

When is car insurance proof needed?

Of course proof the state minimum liability auto insurance is needed at all times when driving the vehicle. Proof will also be needed to acquire registration and in the event of transferring a title. It’s best to keep the insurance card and registration together in a convenient place inside the vehicle, not buried beneith a massive stack of paperwork shoved in the glove compartment. I personally keep mine together inside a check wallet within my middle console. This makes it very convenient in the event of being pulled over for a traffic violation. No officer wants to sit and wait for you to dig through paperwork to find your proof of insurance. If this happens, forget the hope of getting off with a warning.

Recent Cost Reviews

Submit a cost review today and see what others your age pay for car insurance.

Arkansas Insurance Articles and News

We continuously research cost reviews and state specific information. Select your state below: Al, Alabama Ak, Alaska Ar, Arkansas AZ, Arizona Ca, California CO, Colorado CT, Connecticut DE, Delaware FL, Florida GA, Georgia HI, Hawaii Id, Idaho IL, Illinois IN, Indiana IA, Iowa KS, Kansas KT, Kentucky LA, Louisiana ME, Maine MD, Maryland MA, Massachusetts [...]
Author: Admin
Posted: May 31, 2014, 4:29 am
Compare quotes between local agents and national providers! Alabama Car Insurance Topics Below: Alabama Insurance Guidelines Battling High Insurance Rates In Alabama Understand Alabama Liability Coverage Alabama Insurance Discounts Determining Alabama Coverage Needs Local Resources Whether it’s time to switch insurance companies or if you just want to get a lower insurance rate with your [...]
Author: Admin
Posted: May 31, 2014, 3:49 am
Shopping For Arkansas Coverage? To find the best insurance rates in Arkansas, its best to compare insurance quotes between a variety of insurance agents, brokers and major insurance carriers. We have the quoting tool you need to do all three simultaneously. To begin a comparison quote, enter your zip code above to begin. If you [...]
Author: Admin
Posted: May 31, 2014, 2:30 am