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Low Insurance Blog

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2008 Murano Crash Test Ranks Well
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Our System Returns Cheap Insurance Quotes For Your Comparison Review

This websites primary goal is to simplify the task of insurance comparison shopping. Combined with tools, tips and our network of some of the best insurance companies, you can save as much as 40% on your insurance needs.

Hi, my name is Cole Sileven and I am the Developer for the Low Insurance and Security service. In the past insurance was one of my highest expenses. After much education, research and industry experience, this is no longer the case. I developed this site to be a comparison shopping system; one that I myself, family, friends and shoppers from all areas throughout the US can use to begin saving more on insurance.


Low Cost Auto Insurance Tips


- The more you compare, the more you save.
- Having prior coverage will save you more.
- Shop weeks before your current policy expires.
- Go paperless by making payment through (EFT).
- Multi-line and multi-car discounts can save you hundreds.
- Check out our multi-line discount test tool.

Since the development of this site I have managed to reduce my own auto insurance roughly $800 a year and my homeowners about $200 a year. I also managed to get more coverage. This is my goal for you, to help you obtain the Low Insurance and Security you need, at a price that’s right for you.


Low Cost Auto Insurance

Low Insurance and Security makes convenient shopping and saving money our primary focus. Our quote service is set up to provide you with a choice between online insurance quotes and local quotes. Our insurance quote service gives you the opportunity to compare cheap insurance rates and quotes from top rated insurance companies serving your area. We focus on helping you compare insurance rates easily and effectively. No longer will you have to call around or perform the quote process several times. Request a quote through one form and get rates from multiple companies.


With auto and homeowner insurance shopping, you will be given the option to request a quote online or compare rates between local offers. We also provide a local directory list of independent insurance Agents throughout the U.S. Most local agencies also generally work between the hours of 9-5 Monday through Friday. If you need insurance immediately it’s recommended you use our online quote system.


Preparing for an accurate insurance quote comparison:

Is your old insurance policy up for renew? Are you shopping for a new insurance policy? There are few things you should prepare for prior to beginning the insurance quote process. First you must decide exactly how much coverage you want? If you want the same coverage you can refer to your current policies declarations page. During your online quote you will see several coverage options to choose from. As you select additional coverage options your premium will increase. While some options are useful, others may be unnecessary. It's important to sit down and take a minute to review your specific insurance needs and then go about the insurance quote with a firm mind set as to what you need.


Low Auto Insurance – Questions to ask yourself:

Is my vehicle worth covering with comprehensive and collision?





Collision and Comprehensive coverage is not mandatory unless you are currently financing your vehicle. Adding this coverage can mean jumping your premium several hundred a year. Full coverage may be unnecessary if your car is worth very little. This decision will also depend on how much risk you feel comfortable retaining.


Do you have all the information needed to begin your free insurance quote?

Before you search for the cheapest insurance quotes online make sure you have the following information available for the most accurate insurance quotes. You will need the Vehicle Identification Numbers (VIN) for each vehicle you plan to insure. You will also need to have driving history information. Find the dates of any citations or accidents for you and anyone else that you plan to insure on your insurance policy. Social Security and Drivers License numbers are often requested during the quote process. This information will help the Insurance Company obtain motor vehicle records and reports needed to provide you with the most accurate rate quote but in many cases you can obtain an accurate quote without providing a social security number.


Is there any way I can combine my auto and homeowners insurance?

If you own a home you may be eligible for a multi-line discount if you take the steps needed to insure your home and auto policy with the same company. Depending on who you're insure with, you may save up to 15% on your auto insurance premium by also insuring your home. If you own more than one car it’s best to combine all vehicles on a single policy for the multi-car discount. Multi-line and multi-car discounts are very common amongst the Insurance providers offering personal lines coverage.


Auto Insurance Discounts, Tips and Facts

Posted below is some additional information to better prepare you in your search for lowest auto insurance rates.


Choosing an Insurance Deductible that fits you financially:

With most insurance policies, a higher deductible will indeed lower the premium rate. However, It is a good idea to choose a deductible amount you can easily have available to you in the event a claim must be made.


When Car Shopping Meets Insurance:

To make sure you can get a low cost car insurance rate on the next car you buy, compare insurance rates before making the purchase. Insurance premiums can vary by hundreds depending on the type of car you buy. Some cars are considered dangerous, unsafe while others may be known to have a higher theft risk.


Ask a local insurance company about available discounts.

For a lower rate you may also want to ask the insurance providers about driving courses you can take for additional discounts. There are a couple companies who give you the option to watch a 30 minute safety video for up to a 10% off you auto insurance premium.


The Cheapest Auto Insurance Is Paid In Full

Last but not least, try to extend your payment intervals by 6 months or even a year. Like most products and services, the more you can pay up front, the more you will be able to save.


Low car insurance by comparison shopping:

We work with Independent Agents who can compare rates of top carriers which include Progressive, The Hartford, Travelers, Safeco, Metlife, Liberty Mutual and Others. We provide a nationwide service so whether you are in search for a Florida auto insurance quote or Texas health insurance plans, you can count on Low Insurance and Security to help you find the lowest rates for your specific insurance needs.